We understand integrated projects.
A robotic cell quote often bundles hardware, end of arm tooling, fencing, programming, and startup support. We look for lenders willing to include those soft costs, depending on the lender.
Industries we serve
Robotics and Automation Equipment Financing
Automation used to belong to the biggest plants in the country. Now a job shop can put a collaborative robot on a CNC machine, a regional distributor can run autonomous carts between pick zones, and a quick service restaurant can hand the fryer to a robotic arm. The catch is the upfront cost: the robot is only one line on the quote, next to integration, safety guarding, tooling, controls, and training.
MissionFund is a veteran owned commercial finance brokerage that helps manufacturers, warehouses, distributors, food service operators, and retailers finance the automation that keeps them competitive. We don't lend our own money. We compare offers from 60+ lending sources, explain each option in everyday terms, and help you choose a structure that matches how the new system will earn its keep.
Robotics and Automation Equipment We Help Finance
Whether you're adding a single cobot or automating an entire shipping dock, here's what businesses finance most often.
Industrial Robots
Articulated, SCARA, delta, and collaborative robots for your line.
Robotic Welding
Robotic weld cells, positioners, and fume extraction for fabricators.
Palletizing Robots
Palletizers, depalletizers, stretch wrappers, and end of line cells.
Autonomous Mobile Robots
AMRs, AGVs, and autonomous delivery robots that move material for you.
ASRS and Conveyors
ASRS, vertical lift modules, conveyors, and sortation for busy warehouses.
Controls and Machine Vision
PLCs, HMIs, robotic controllers, and machine vision for smarter lines.
3D Printers
Metal and polymer 3D printers plus post processing equipment.
Food Prep Robots
Robotic fry stations, beverage systems, and bowl and pizza assembly.
Automated Checkout and Kiosks
Self checkout, automated POS, robotic kiosks, and smart vending.
LiDAR, Testing, and Calibration
LiDAR, test stands, calibration equipment, and metrology tools.
How Robotics and Automation Equipment Financing Works
Automation projects have a lot of moving parts. The financing shouldn't be one of the hard ones.
Apply in minutes.
Complete one short online application. We use a soft credit pull only, so checking your options won't affect your credit score. Submitting it authorizes us to submit your application to lenders within our network on your behalf.
We compare 60+ lending sources.
Some lenders understand robotic cells and integrator quotes better than others. We match your project with the ones that finance this kind of equipment every day.
You choose.
We line up the offers side by side and walk through the tradeoffs, including ownership structures, lease options, and how each handles integration and software costs.
Your project gets funded.
Once you sign, the lender typically pays your vendor or integrator directly, so installation and commissioning can move forward.
Funding ranges from $10K to $5MM+, so the same process works for one tabletop SCARA robot or a full warehouse retrofit.
Why Robotics and Automation Owners Choose MissionFund
We work with new and used equipment.
Refurbished robots and secondhand conveyors can stretch a budget, and many of our lending sources finance them.
One application, many options.
Instead of pitching your project to lender after lender, you apply once and we do the comparison.
Soft pull only.
Exploring options never dings your credit, so you can price a project before you commit to an integrator.
Startups welcome.
Equipment financing is available from day one, which matters for new ghost kitchens, contract manufacturers, and fulfillment startups.
Transparent guidance.
We're a veteran owned team that explains every structure clearly so there are no surprises at signing.
Financing Programs That Fit Robotics and Automation Businesses
Automation equipment ranges from long lived conveyors to controllers that go obsolete quickly, so the right program depends on the asset.
Program Equipment Finance Agreement (EFA)
You own the equipment from day one and make fixed payments. It's a natural fit for robots and conveyors you plan to run for the long haul.
Program Equipment Loan
A loan that usually carries the strongest incentives for paying off early, though the details depend on the lender. That's useful when a new line starts paying for itself faster than you planned.
Program Fair Market Value (FMV) Lease
Lower payments, then upgrade, keep leasing, buy at fair market value, or return it. Many owners like this for vision systems, kiosks, and other technology that changes fast.
Startups and Growing Businesses
You don't need years of history to automate. Equipment financing is available from day one for startups, so a new fulfillment operation or a restaurant concept built around robotic cooking can finance its core equipment before the doors open.
Once you've been in business for at least a year, working capital and a business line of credit can cover programming changes, spare parts, and the ramp up period while your team learns the new system. For larger projects, such as a new facility built around automation or the acquisition of a competitor's plant, SBA loans offer government backed funding up to $5MM.
What You'll Need to Apply
For requests under $150K, many lenders can approve on the application alone. For bigger automation projects, financial statements can strengthen your file and support larger amounts.
When it's time to fund, many deals finalize with just a driver's license and the equipment invoice or integrator quote. We'll tell you exactly what each lender wants, so nothing slows down your install date.
Frequently Asked Questions
Still have a question?
Talk to a real person. We're happy to walk you through your options.
Can I finance integration, programming, and installation along with the robot?
Often, yes. Many lenders will include soft costs like integration, programming, safety guarding, tooling, and training in the same agreement, depending on the lender. Share your full integrator quote with us so we can target lenders comfortable with bundled projects.
Do you finance used or refurbished robots?
Yes, many of our lending sources finance used and refurbished robots, conveyors, and controls. Lenders usually look at the age, condition, and seller of the equipment. Buying from an established reseller that tests and warranties its units can make approval smoother.
Is automation financing available for a startup?
Equipment financing is available from day one for startups in every industry we serve. Lenders may look more closely at personal credit and your business plan. Working capital products require at least 1 year in business.
Will checking my options hurt my credit?
No. We use a soft credit pull only, so reviewing your options won't affect your credit score. We never do a hard pull.
Can a restaurant or retail store use these programs?
Absolutely. We help food service operators finance robotic fry stations and automated beverage systems, and retailers finance self checkout lanes and smart vending machines. The application and process are the same as for a manufacturer.
Could automation equipment qualify for tax benefits?
Robots, conveyors, and controls may qualify for Section 179 deductions. Rules change and every business is different, so check with your tax professional before you buy.
Get started
See what your business qualifies for.
Applying is free, takes just a few minutes, and uses a soft credit pull only.
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