We know clinical equipment.
Imaging systems need shielding and site work, lasers get replaced as technology moves, and dental operatories come as packages. We look for lenders that understand those details.
Industries we serve
Healthcare and Medical Equipment Financing
Running a practice means buying some of the most expensive equipment in any industry. A single imaging system can cost more than the building it sits in, and even a new operatory adds up fast once you count the chair, delivery unit, light, and vacuum. Dental offices, medical groups, dermatology and eye care practices, imaging centers, labs, surgery centers, and veterinary clinics all face the same question: how do you add capability without draining the reserves that keep payroll and supplies covered?
That's where MissionFund comes in. We're a veteran owned commercial finance brokerage, not a lender. You fill out one application, we check your options with a soft credit pull, and we shop your request across 60+ lending sources that understand clinical equipment, from a single autoclave to a full MRI suite with shielding. Funding runs from $10K to $5MM+.
Healthcare and Medical Equipment We Help Finance
Pick the equipment you're planning around to see what we can help you finance and what to weigh before you buy.
Dental Chairs and Operatories
Chairs, delivery units, operatory lights, and vacuum systems for your practice.
Dental Imaging and Scanners
Cone beam CT, panoramic x ray, intraoral scanners, and chairside milling units.
MRI Machines
Closed, open, and extremity MRI systems, plus shielding and site work.
CT Scanners
New and refurbished multi slice CT scanners and the room build out around them.
PET and SPECT Scanners
PET/CT, SPECT, and SPECT/CT systems plus the hot lab equipment behind them.
Mammography Systems
3D tomosynthesis, digital mammography, and breast biopsy systems.
Ophthalmic Equipment
OCT, visual field analyzers, fundus cameras, and complete exam lanes.
Aesthetic Lasers
Hair removal and resurfacing lasers, IPL, and body contouring devices.
Surgical Equipment
Surgical tables, electrosurgical generators, surgical lights, and procedure chairs.
Sterilization Equipment
Autoclaves, washer disinfectors, and ultrasonic cleaners for instrument reprocessing.
Patient Care Equipment
Infusion pumps, ventilators, incubators, and patient monitors.
Laboratory Equipment
Hematology analyzers, sample prep, lab robotics, and clean rooms.
Software and Telehealth
EMR, practice management, PACS, telemedicine systems, and data storage.
How Healthcare and Medical Equipment Financing Works
We keep the process simple so you can stay focused on your schedule, your staff, and your patients.
Apply in minutes.
Tell us about your practice and the equipment you want. We use a soft credit pull only, so checking your options doesn't affect your credit score.
We compare 60+ lending sources.
Submitting your application authorizes us to submit it to lenders within our network on your behalf. We look for the ones that finance your type of equipment, whether it's new, refurbished, or coming from another practice.
You choose.
We lay out the offers side by side without the jargon, including structure and end of term options, so you can pick what fits your cash flow and your plans for the equipment.
Get funded.
Once you sign, the lender typically pays your vendor directly. Your team can schedule delivery, installation, and training on your timeline.
Why Healthcare and Medical Owners Choose MissionFund
Refurbished and used equipment is welcome.
Many practices save by buying refurbished CT scanners, ultrasound units, or operatory packages, and plenty of lenders will finance them.
Soft pull only.
We never run a hard credit inquiry, so you can explore options without any hit to your score.
One application, many options.
Instead of calling lenders one at a time, you get a comparison from a wide network with one form.
Soft costs can be included.
Depending on the lender, financing can cover installation, room build out, software, and staff training alongside the equipment itself.
Transparent and welcoming.
We explain every structure in plain words, and we're happy to talk through options on a call before you decide.
Financing Programs That Fit Healthcare and Medical Businesses
Program Equipment Finance Agreement (EFA)
You own the equipment from day one and make fixed payments. It's a natural fit for durable gear like dental chairs, sterilizers, and surgical tables you plan to use for a long time.
Program Fair Market Value (FMV) Lease
Lower payments, then upgrade, keep leasing, buy at fair market value, or return it. Practices often choose this for imaging systems, lasers, and scanners that improve quickly.
Program $1 Buyout Lease
Lease payments, then own it for one dollar at the end. It works well when you want predictable payments and clear ownership down the road.
Program SBA Loans
Government backed loans up to $5MM for larger projects, real estate, acquisitions, and expansion, such as buying an existing practice or building out a new imaging center.
Startups and Growing Businesses
Opening your first office or launching a new location? Equipment financing is available from day one for startups, so a new dentist, optometrist, or veterinarian can outfit exam rooms before the doors open. Lenders look at your personal credit, your training, and your plan.
Once your practice has been operating at least a year, you can also look at working capital to smooth out insurance reimbursement gaps and a business line of credit for supplies, hiring, and unexpected repairs. For bigger moves like a practice acquisition, a new building, or a multi room expansion, SBA loans can help fund the project.
What You'll Need to Apply
For requests under $150K, lenders can often approve on the application alone. That covers most chairs, lasers, sterilizers, and exam lane packages. For larger purchases like CT, MRI, or PET systems, financial statements and tax returns can strengthen your request and support higher amounts.
When it's time to fund, many deals finalize with just a copy of your driver's license and the equipment invoice or quote. We'll tell you exactly what your chosen lender needs, so there are no surprises.
Frequently Asked Questions
Still have a question?
Talk to a real person. We're happy to walk you through your options.
Can I finance refurbished medical equipment?
Yes, in many cases. Lenders regularly finance refurbished imaging systems, dental equipment, and lab analyzers, especially when they come from an established reseller with a service plan. The age and condition of the equipment may affect which lenders are a fit.
Will checking my options affect my credit?
No. MissionFund uses a soft credit pull only, which doesn't affect your credit score. We never run a hard pull to show you your options.
Can financing cover room build out and installation?
Often, yes. Depending on the lender, financing can include shielding, electrical work, installation, software, and training along with the equipment. This matters most for imaging suites, surgery centers, and new operatories.
I'm a new graduate opening my first practice. Can I qualify?
Equipment financing is available from day one for startups, and many lenders have programs built for new dentists, physicians, optometrists, and veterinarians. Your personal credit and your business plan play a big role in the decision.
Do you finance veterinary equipment?
Yes. Veterinary clinics use many of the same tools as human medicine, including digital x ray, dental units, surgical tables, anesthesia and monitoring equipment, sterilizers, and lab analyzers. We can help you finance all of it.
Is MissionFund a lender?
No. We're a commercial finance brokerage. We match your request with lenders from our network of 60+ sources, compare the offers, and submit your application on your behalf. Applying is free.
Get started
See what your business qualifies for.
Applying is free, takes just a few minutes, and uses a soft credit pull only.
Prefer to talk first? Book a call