MissionFund.AI

Healthcare and Medical

CT Scanner Financing

CT is often the busiest modality in an imaging center, urgent care, or specialty group. Fast scans and a wide range of exams mean a scanner can see steady volume from day one, but the purchase and the room around it add up. Choosing between a new flagship and a well maintained refurbished system is one of the biggest calls you'll make.

MissionFund helps you finance whichever path fits. We check your options with a soft credit pull, compare 60+ lending sources, and look for lenders comfortable with both new and refurbished CT, plus the construction that comes with it.

Apply Now or book a call
Programs that fitEFAFMV Lease

CT Equipment We Help You Finance

  • 01

    Multi Slice CT

    Multi slice scanners are sold by detector row count, commonly 16, 64, and 128 or more. A 16 slice system handles routine head, chest, and abdominal work at a lower price, while 64 slice and higher systems support cardiac and advanced vascular studies. Beyond slice count, compare gantry bore size, table weight limit, dose reduction software, and reconstruction speed. Also look at tube warranty and expected tube life, since the x ray tube is the most expensive replacement part. Match the scanner to the exams your referring doctors actually order.

  • 02

    Refurbished CT

    Refurbished CT is one of the most active used equipment markets in healthcare. A good refurbished scanner has been deinstalled by trained engineers, fitted with a new or tested tube, updated to current software, and installed with applications training. Ask the vendor about tube history, parts availability, remaining manufacturer support, and the terms of the included service plan. Lenders routinely finance refurbished CT from established resellers, and the savings can let a new center open sooner or a practice add a second scanner.

  • 03

    CT Site Build Out

    A CT room needs lead lined walls, a control room with a leaded window, dedicated electrical service, and cooling for the gantry and equipment cabinet. Floors may need leveling or reinforcement, and a physicist typically reviews the shielding plan. If you're replacing a scanner, the existing room may need only modest updates, but a new suite is a full construction project. Build these costs into your financing from the start so you aren't covering them from operating cash.

Why Finance a CT Scanner Instead of Paying Cash

A CT project ties up a lot of money, and new imaging services take time to build referral volume. Financing lets the scanner help pay for itself while your cash stays available for technologists, marketing, and service contracts.

You also keep your existing credit lines open and can plan for an upgrade later. Equipment purchases may qualify for Section 179 deductions; check with your tax professional.

What Your Financing Can Include

Depending on the lender, your CT financing can cover:

  • Lead shielding, control room construction, and finishes
  • Electrical service and dedicated HVAC for the scan room
  • Deinstallation, rigging, and delivery of refurbished systems
  • Installation, calibration, and applications training
  • Contrast injectors and advanced visualization software
  • Physics testing and startup costs tied to the equipment

Programs That Work Well for CT Scanners

  • Program

    Fair Market Value (FMV) Lease

    Lower payments, then upgrade, keep leasing, buy at fair market value, or return it, helpful when you want a clear path to newer technology.

New Business or Established, We Can Help

Equipment financing is available from day one for startups, and refurbished CT can make opening a new center more achievable. Established practices can add capacity or replace aging scanners. See all our healthcare and medical financing options or explore MRI machine financing.

What You'll Need

Most CT projects are above $150K, so plan on sharing financial statements and tax returns with your application. Detailed vendor and contractor quotes speed things up. At funding, lenders often need just your driver's license and the invoices.

Frequently Asked Questions

Still have a question?

Talk to a real person. We're happy to walk you through your options.

Is a refurbished CT scanner easier to finance than a new one?

Both are commonly financed. A refurbished system usually costs less, which can make the request easier to place, but lenders will want to know the vendor, the age of the unit, and the service coverage.

Can I finance a replacement x ray tube?

Tube replacements are sometimes financed, particularly when bundled with a service agreement or system upgrade. Ask us, and we'll check which lenders will consider it.

Can a contrast injector be included?

Yes. Injectors and related accessories are commonly added to the same agreement when they're on the scanner quote.

Does room construction count toward the financing?

Often, yes. Many lenders will include shielding, electrical, and HVAC work tied to the scanner, depending on the lender and how the costs are documented.

Keep exploring

More in Healthcare and Medical

Back to Healthcare and Medical Equipment Financing

Get started

See what your business qualifies for.

Applying is free, takes just a few minutes, and uses a soft credit pull only.

Apply Now Or call (970) 400-9870

Prefer to talk first? Book a call

Scroll to Top