MissionFund.AI

Industries we serve

Industrial and Construction Equipment Financing

Machine shops, fabricators, warehouses, contractors, and tree care crews all run on heavy, expensive equipment. A single five axis machining center, a fleet of forklifts, or a new excavator can tie up more cash than most owners want to part with at once. And waiting until you've saved enough often means turning down work you could win today.

MissionFund is a veteran owned commercial finance brokerage based in Loveland, Colorado. We're not a lender. We match your request with options from more than 60 lending sources, so you can finance anything from a $10K stump grinder to a $5MM+ production line with one application and a soft credit pull.

CNC milling machine cutting an aluminum part

Industrial and Construction Equipment We Help Finance

Pick your equipment category below to see the specific machines we help you finance, what to weigh before you buy, and which programs tend to fit best.

How Industrial and Construction Equipment Financing Works

  1. Apply in minutes.

    Tell us about your business and the equipment you want. We use a soft credit pull only, so checking your options won't affect your credit score.

  2. We compare 60+ lending sources.

    Submitting your application authorizes us to submit it to lenders within our network on your behalf. We focus on lenders who understand machine tools, material handling, and heavy iron, including used and auction equipment.

  3. You choose.

    We lay out the offers in everyday terms so you can compare structures, end of lease options, and total cost side by side. You pick the one that fits your shop or job site.

  4. Get funded.

    Once you accept an offer, funding can often finalize with just your driver's license and the equipment invoice. The lender pays the seller, and you schedule delivery, rigging, and startup.

Why Industrial and Construction Owners Choose MissionFund

  • Lenders who know your equipment.

    A CNC lathe, a telehandler, and a powder coat oven each hold value differently. We send your deal to lending sources that already understand the asset, which keeps questions and delays to a minimum.

  • New, used, auction, and private party purchases.

    Many of our lending sources can finance used machines bought at auction, from a broker, or from another shop that's retooling, depending on the lender.

  • Room for project based cash flow.

    Contractors and landscapers deal with slow seasons and slow payers. Some lenders offer seasonal or deferred payment structures that follow your revenue.

  • Soft pull only.

    We never run a hard credit inquiry, so you can shop options without dinging your score.

  • Free to apply.

    There's no fee to see what you qualify for, and no obligation to accept an offer.

  • One application, many options.

    Skip filling out a separate form for every lender. We handle the comparison work while you run the floor.

Financing Programs That Fit Industrial and Construction Businesses

  • Program

    Equipment Finance Agreement (EFA)

    You own the equipment from day one and make fixed payments. It suits long life assets like presses, bridge cranes, and machining centers that you'll run for a long time.

  • Program

    $1 Buyout Lease

    You make lease payments, then own the equipment for one dollar at the end. Owners often pick it for excavators, loaders, and forklifts they plan to keep.

  • Program

    Fair Market Value (FMV) Lease

    Lower payments, then upgrade, keep leasing, buy at fair market value, or return it. It works well for technology heavy equipment like CNC controls, robotic weld cells, and automated storage that improves quickly.

Startups and Growing Businesses

Just opening a fab shop, starting an excavation company, or launching a tree service? Equipment financing is available from day one for startups in every industry we serve, so you can put your first machines to work before you've built a long track record.

Once you've been in business at least a year, working capital and a business line of credit can cover payroll, raw material, and mobilization costs while you wait on progress payments. For bigger moves like buying your building, adding a second facility, or acquiring a competitor, SBA loans offer government backed funding up to $5MM.

What You'll Need to Apply

For requests under $150K, lenders can often approve you on the application alone. For larger machines or a full production line, financial statements can strengthen your deal and support higher amounts.

When it's time to fund, many deals finalize with just a driver's license and the equipment invoice. If you're buying used, have the serial number, hours, and a few photos handy. Questions? Visit our FAQ or book a call.

Frequently Asked Questions

Still have a question?

Talk to a real person. We're happy to walk you through your options.

Can I finance used industrial or construction equipment?

Yes, in many cases. Plenty of lending sources finance used CNC machines, forklifts, and excavators, including units from auctions or other businesses. The age, hours, and condition of the machine affect which lenders fit, so share those details when you apply.

Can I buy from a private seller or an auction?

Often, yes. Some lenders ask for an inspection, photos, or a bill of sale for private party and auction purchases. We'll tell you up front what a given lender needs so your purchase doesn't stall at the finish line.

Does financing cover rigging, installation, and training?

Depending on the lender, your financing can include freight, rigging, foundations, electrical work, installation, and operator training. Heavy machine tools and cranes often carry big install bills, so ask your seller to include those items on the quote.

I'm a contractor with seasonal revenue. Can my payments flex?

Some lenders offer seasonal or deferred payment structures built for contractors, landscapers, and tree care companies. Tell us when your busy and slow periods fall, and we'll look for options that match your cash flow.

Will checking my options hurt my credit?

No. We use a soft credit pull only, so checking your options doesn't affect your credit score. It's also free to apply, and you're never obligated to accept an offer.

Can equipment purchases qualify for tax benefits?

Many equipment purchases may qualify for Section 179 deductions. Rules vary by business, so check with your tax professional to see how they apply to you.

Get started

See what your business qualifies for.

Applying is free, takes just a few minutes, and uses a soft credit pull only.

Prefer to talk first? Book a call

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