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Industrial and Construction

Scissor Lift and Aerial Lift Financing

If your crews spend a lot of time working overhead, rental invoices for lifts can quietly become one of your biggest line items. Electricians, drywall and ceiling contractors, painters, sign installers, and facility maintenance teams often find that owning their own aerial equipment pays off quickly once they're using it on most jobs.

Financing makes that switch easier. Instead of writing a large check, you trade a rental bill you'll never recover for payments on a machine you control. MissionFund compares more than 60 lending sources to find a fit for contractors, warehouses, and property managers alike.

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Programs that fitEFA$1 Buyout Lease

Aerial Lifts We Help You Finance

  • 01

    Scissor Lifts

    Scissor lifts raise a wide platform straight up, giving one or two workers and their materials a stable place to work. Slab scissors are compact electric units built for indoor jobs like ceiling grid, sprinkler, and low voltage installs, and many fit through a standard doorway. Rough terrain scissors add four wheel drive and outriggers for outdoor sites. When you compare models, look at platform height, deck extension, capacity, and whether you need non marking tires for finished floors. Used slab scissors from rental fleets are plentiful and can be a budget friendly first purchase.

  • 02

    Boom Lifts

    Boom lifts put workers where a scissor can't reach: up and over obstacles, out over a landscape bed, or high on a tilt up wall. Telescopic booms deliver the most horizontal reach for steel erection and exterior work, while articulating, or knuckle, booms bend around pipe racks and building features. Consider working height, horizontal outreach, jib rotation, platform capacity, and whether a diesel, electric, or hybrid power package suits your jobsites. Because large booms carry a high price, a well inspected used unit with a documented annual inspection can save a lot of money.

  • 03

    Personnel Lifts

    Personnel lifts are lightweight vertical mast lifts for one person, often push around or self propelled. Warehouses, retailers, schools, churches, and facility teams use them to change lamps, service HVAC controls, pick stock, and reach high shelving. They're light enough for elevated floors and tight aisles where a scissor won't fit. Look for platform height, footprint, and battery life per charge. New units are affordable enough that many buyers skip the used market, especially when they want a full warranty.

Why Finance Aerial Lifts Instead of Paying Cash

For contractors, the math often starts with rental spend. If you're renting lifts month after month, financing a unit can turn that expense into equity. You also get a lift that's ready the day your job starts, instead of waiting on rental availability in a busy season.

Financing keeps your cash and credit lines available for materials, payroll, and bonding needs. It also helps you add a second or third unit as your crews grow. Many equipment purchases may qualify for Section 179 deductions; check with your tax professional.

What Your Financing Can Include

Depending on the lender, your aerial lift financing can include:

  • Delivery to your yard or first jobsite
  • Pipe racks, panel carriers, and material trays
  • Fall protection anchors and safety accessories
  • Operator training and familiarization
  • Extended warranty or service plans
  • A trailer to move compact lifts between jobs

Programs That Work Well for Aerial Lifts

  • Program

    $1 Buyout Lease

    Lease payments, then own it for one dollar, a fit for durable scissors and booms you'll keep for many seasons.

New Business or Established, We Can Help

Launching an electrical or drywall company? Equipment financing is available from day one for startups, so you can own your first scissor lift instead of renting. Established contractors can add booms as bigger projects come in. See more on our industrial and construction page, or check out forklift and telehandler financing.

What You'll Need

Requests under $150K can often be approved on the application alone, which covers most scissor lifts and many booms. For a larger fleet purchase, financial statements can help. At funding, many deals need just a driver's license and the invoice.

Frequently Asked Questions

Still have a question?

Talk to a real person. We're happy to walk you through your options.

Can I finance a used lift from a rental company?

Yes. Rental fleets sell used lifts regularly, and many lenders finance them. Ask for the hour meter reading and the most recent annual inspection report so lenders can see the lift's condition.

Does it make sense to buy a lift if I already rent?

If you're renting the same type of lift for most of the year, owning it often costs less over time. Compare your rental spend to the likely payment, and remember you'll own an asset at the end.

Can I finance a lift and a trailer together?

Often, yes. Many lenders allow a trailer on the same agreement when it's purchased alongside the lift.

Are facility managers and property owners eligible too?

Yes. Warehouses, schools, retailers, and property managers finance personnel lifts and scissors for maintenance work all the time.

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