MissionFund.AI

Healthcare and Medical

Patient Care Equipment Financing

Infusion centers, surgery centers, urgent care clinics, skilled nursing facilities, home health providers, and veterinary hospitals all rely on bedside equipment that runs around the clock. These devices are usually bought in groups, not one at a time, so outfitting a new unit or standardizing on a new platform can be a big line item.

MissionFund helps you finance fleets of patient care devices so your budget can cover staffing and supplies too. We check your options with a soft credit pull and compare 60+ lending sources, including lenders that finance both new and refurbished clinical equipment.

Patient Care Equipment We Help You Finance

  • 01

    Infusion Pumps

    Infusion pumps deliver fluids and medications at programmed rates. Infusion centers, oncology practices, ASCs, and home infusion companies buy them in quantity. Large volume pumps, syringe pumps, and ambulatory pumps each serve different uses. When comparing models, look at drug library software, wireless connectivity with your records system, battery life, and the cost of dedicated tubing sets. Standardizing on one platform simplifies training. Refurbished pumps are common, but confirm the model is still supported and has current software.

  • 02

    Ventilators

    Ventilators support breathing for patients who need help, and they appear in long term acute care, skilled nursing with respiratory units, surgery centers, and transport services. Choices include critical care ventilators, portable and transport ventilators, and noninvasive units. Consider the modes your clinicians need, battery runtime, oxygen source requirements, weight for transport, and service availability. Because ventilators are sensitive equipment, buy refurbished units only from vendors that provide calibration records and a warranty.

  • 03

    Incubators

    Incubators provide a controlled environment of temperature and humidity. Hospitals with neonatal units use infant incubators and warmers, while veterinary hospitals use animal incubators for newborns and recovering patients. Some models combine an incubator and open warmer in one bed. Compare temperature control, humidity systems, access ports, noise levels, cleaning ease, and integrated scales. Transport incubators add battery power and mounting systems for ambulances. Include accessories and service plans in your quote.

  • 04

    Patient Monitors

    Patient monitors track vital signs such as heart rate, blood pressure, oxygen saturation, and temperature. Options range from simple spot check monitors in clinics to multi parameter bedside monitors with central station software in surgery centers and hospitals. Look at the parameters you need, modules you can add later, screen size, alarm management, and connectivity with your records system. Many facilities finance monitors, central stations, and telemetry together to modernize a whole unit.

Why Finance Patient Care Equipment Instead of Paying Cash

Patient care devices are needed in numbers, and replacing a whole fleet at once can strain any budget. Financing spreads that cost so you can standardize equipment across the facility without delaying other priorities.

It also preserves cash and credit lines for staffing and supplies, and it can make technology refreshes easier to plan. Equipment purchases may qualify for Section 179 deductions; check with your tax professional.

What Your Financing Can Include

Depending on the lender, your financing can cover:

  • Central monitoring stations and software licenses
  • Wall mounts, poles, and rolling stands
  • Batteries, cables, sensors, and starter accessories
  • Biomedical inspection and setup
  • Clinical in service training
  • Integration work with your records system

Programs That Work Well for Patient Care Equipment

  • Program

    Fair Market Value (FMV) Lease

    Lower payments, then upgrade, keep leasing, buy at fair market value, or return it, a strong fit for pump and monitor fleets on a refresh cycle.

  • Program

    $1 Buyout Lease

    Lease payments, then own it for one dollar at the end, a simple ownership path for a full unit.

New Business or Established, We Can Help

Equipment financing is available from day one for startups, including new infusion centers and home health agencies. Established facilities can standardize fleets or add beds. See our healthcare and medical financing page and surgical equipment financing.

What You'll Need

Many patient care purchases fall under $150K and can often be approved on the application alone. Facility wide fleet replacements may call for financial statements. At funding, lenders often need only a driver's license and the invoice.

Frequently Asked Questions

Still have a question?

Talk to a real person. We're happy to walk you through your options.

Can I finance a large order of infusion pumps?

Yes. Lenders commonly finance fleets of pumps, often with the drug library software and accessories on the same agreement.

Are refurbished ventilators and monitors financeable?

Often, yes, when they come from an established vendor with calibration records and a warranty. Lenders may look closely at the age and support status of the model.

Can veterinary hospitals finance incubators and monitors?

Yes. Veterinary patient care equipment is financed the same way as human medical equipment.

Should I lease or buy patient monitors?

If you refresh monitors on a regular cycle, an FMV lease can keep payments lower and make upgrades easier. If you plan to keep them for a long time, an EFA builds toward ownership.

Get started

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Applying is free, takes just a few minutes, and uses a soft credit pull only.

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