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Restaurant

Drive Thru System Financing

At many quick service restaurants and coffee shops, the drive thru brings in most of the sales. Every second a car waits at the speaker or the window affects how many guests you serve in the morning rush. Clear audio, accurate orders, and good timing data can make a noticeable difference in revenue and guest satisfaction.

Drive thru systems combine communication equipment, displays, sensors, and outdoor hardware, and they have to survive weather, traffic, and long hours. Financing lets you upgrade your lane without draining cash. MissionFund compares options from 60+ lending sources.

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Programs that fitEFAFMV Lease$1 Buyout Lease

Drive Thru Equipment We Help You Finance

  • 01

    Drive Thru Headsets

    Wireless headsets connect your crew to the speaker post so they can take orders while moving around the kitchen. Quick service restaurants, coffee chains, and pharmacies with drive up windows all use them. Look at audio clarity, noise reduction, battery life, and how many headsets can run at once for dual lane setups. Base stations, chargers, and spare batteries are part of the system. Buying new usually gets you better sound and a warranty, which matters for gear used every shift.

  • 02

    Order Confirmation Boards

    An order confirmation board shows the guest what you heard, so mistakes get fixed before the food is made. Quick service concepts use them to cut remakes and speed up the window. Most boards are now part of a larger digital menu display in the lane. Choose high brightness screens that stay readable in direct sun, and check that the board integrates with your POS. Weatherproof enclosures and heating or cooling components protect the screen year round.

  • 03

    Drive Thru Timers

    Timer systems use vehicle detectors to measure how long each car spends at the menu, the pay window, and the pickup window. Managers use the data to schedule staff, spot bottlenecks, and coach crews. Many franchise brands require timing systems. Look for dashboards you can view on a phone, reports across multiple stores, and integration with your headset system. Loop detectors or camera based sensors each have installation considerations, so ask your installer which suits your lot.

  • 04

    Lane Equipment

    Lane equipment includes speaker posts, canopies, menu board housings, clearance bars, vehicle detection loops, and pickup window hardware such as automatic windows and air curtains. New builds, remodels, and double lane conversions all need this work. Durability and weather resistance matter more than looks, and concrete work often comes with the project. Plan ahead for permits and traffic flow, since changes to the lane can affect your site plan.

Why Finance Drive Thru Equipment Instead of Paying Cash

Drive thru upgrades often come as a full package, and the price adds up fast. Financing lets you install the complete system at once instead of piecing it together, and it keeps cash available for staffing and inventory.

It also preserves your credit lines and helps you keep up with brand standards or local competitors sooner. Drive thru equipment may qualify for Section 179 deductions; check with your tax professional.

What Your Financing Can Include

Depending on the lender, your financing can cover:

  • Installation of speaker posts, canopies, and menu housings
  • Detection loops and saw cutting in the lane
  • Concrete footings and site prep
  • Electrical and low voltage cabling
  • Integration with your POS and kitchen display
  • Crew training on new headsets and timers

Programs That Work Well for Drive Thru Systems

  • Program

    Fair Market Value (FMV) Lease

    Lower payments with the option to upgrade later, which suits headsets and digital displays that improve quickly.

  • Program

    $1 Buyout Lease

    Make lease payments, then own the system for one dollar at the end.

New Business or Established, We Can Help

New locations can apply for equipment financing from day one and open with a complete lane. Established restaurants can finance a headset replacement, a second lane, or a brand required upgrade. Pair your lane with digital menu boards and POS, or explore all restaurant equipment financing options.

What You'll Need

Requests under $150K can often be approved on the application alone. For larger multi store upgrades, financial statements can help. Funding often needs just your driver's license and the vendor invoice.

Frequently Asked Questions

Still have a question?

Talk to a real person. We're happy to walk you through your options.

Can I finance a double lane drive thru conversion?

Yes, depending on the lender, financing can cover equipment and many of the installation costs involved. Site work, permits, and concrete may be included when itemized on the quote.

Do franchisees qualify for drive thru financing?

Yes. Franchisees often finance brand mandated upgrades. We can also help with larger remodels through equipment financing or SBA loans.

Can I replace just my headsets?

Absolutely. A headset system replacement is a common standalone request, and we can present it to lenders on its own.

Are outdoor digital boards harder to finance than indoor screens?

Not usually. Lenders look at the vendor, the cost, and your business profile. Outdoor displays cost more, so financing can help spread that out.

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