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Vocational Trucking

Boom and Crane Truck Financing

A truck with a crane turns one driver into a delivery and installation crew. Instead of waiting on a separate crane or forklift, your team can set roof trusses, drop HVAC units on a rooftop, place septic tanks, install utility poles, or deliver drywall to the second floor.

Roofing and framing suppliers, sign companies, precast concrete producers, HVAC contractors, and utility crews all use boom and crane trucks to save time and win jobs. These trucks combine a titled chassis with a complex lifting system, so financing that understands both makes a difference. MissionFund compares offers from 60+ lending sources to match your needs.

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Boom and Crane Trucks We Help You Finance

  • 01

    Knuckle Boom Trucks

    A knuckle boom, also called an articulating crane, folds like a finger at one or more joints. It tucks compactly behind the cab or at the rear of the bed, leaving deck space for cargo, and its folding reach lets operators place loads precisely over walls or into tight spots. Building supply yards use knuckle booms to deliver roofing and drywall, and landscapers use them for boulders and trees. When buying, compare lifting capacity at full reach, number of extensions, and remote control options. On used units, ask for recent inspection reports and look for leaks at each joint.

  • 02

    Crane Trucks

    A crane truck, often called a boom truck, carries a telescopic boom that extends straight out in sections. It offers greater height and reach than most knuckle booms, which makes it popular for setting trusses, lifting HVAC equipment, erecting signs, and placing steel. Some units ride on commercial chassis and can be driven by operators with the right license and crane certification. Look at maximum tonnage, boom length, jib options, and outrigger footprint. Certified operator requirements and annual inspections are part of ownership, so budget for them.

  • 03

    Digger Derricks

    A digger derrick combines a boom with an auger, letting a single truck drill holes and then set utility poles, fence posts, or foundation piers. Electric utilities, telecom contractors, and municipal lighting departments rely on them. Many ride on all wheel drive chassis to reach rights of way off pavement. Consider auger size, boom capacity, insulation rating if you'll work near energized lines, and pole claw design. Used digger derricks from utility fleets can offer strong value when the dielectric testing and maintenance records are in order.

Why Finance Crane Trucks Instead of Paying Cash

Crane trucks cost more than most work trucks because the lifting system is a machine in its own right. Financing spreads that cost over the jobs the truck completes, so your cash stays available for materials, labor, and insurance.

Owning your own crane truck also lets you stop renting cranes by the day and keep that money in house. Financing helps you get there sooner while keeping credit lines open. Crane trucks may qualify for Section 179 deductions; check with your tax professional.

What Your Financing Can Include

Depending on the lender, your financing may cover:

  • The crane or boom and its installation on the chassis
  • Flatbed or service body upfits
  • Remote controls, load moment indicators, and safety systems
  • Jibs, grapples, pole claws, and auger bits
  • Initial inspection and certification costs
  • Delivery and title fees

Programs That Work Well for Crane Trucks

  • Program

    TRAC Lease

    A truck lease where the end value is set when you sign, which can lower payments while giving you a clear option to buy the truck later.

New Business or Established, We Can Help

Equipment financing is available from day one for startups, so a new sign company or roofing supplier can finance its first boom truck. Established contractors can use the same process to add capacity or upgrade to more reach. Utility contractors may also want to see utility truck financing. Explore all vocational truck financing.

What You'll Need

Requests under $150K can often be approved on the application alone. Financial statements can help support larger crane truck purchases. Many deals finalize with your driver's license and the invoice or bill of sale, plus VIN and crane serial number.

Frequently Asked Questions

Still have a question?

Talk to a real person. We're happy to walk you through your options.

What's the difference between a knuckle boom and a telescopic boom truck?

A knuckle boom folds at joints for compact storage and precise placement, while a telescopic boom extends straight out for greater height and reach. Your typical lift height and cargo space needs usually decide which fits.

Can I finance a crane installed on a truck I already own?

Often, yes. Lenders can finance a crane and its installation on your existing chassis, depending on the deal.

Can I finance a used digger derrick?

Yes. Used digger derricks are common, especially from utility fleet turnover. Share inspection and dielectric test records when you apply.

Do crane trucks require special certifications?

Many do. Operator certification and periodic inspections are common requirements, so check your local rules. Some lenders may ask about operator qualifications.

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