We speak tech.
We know why a firewall needs an active support subscription, why an engineering workstation costs more than an office desktop, and why refresh timing matters for warranties and security patches.
Industries we serve
Technology and Software Financing
Almost every business runs on technology now, whether you're a law office replacing aging laptops, an engineering firm that needs workstations with serious graphics power, or a managed service provider (MSP) building out infrastructure for clients. The catch is that tech ages quickly, and a full refresh of computers, servers, network gear, and security tools can drain cash you'd rather spend on people and growth.
MissionFund is a veteran owned commercial finance brokerage that helps businesses finance the hardware, and in many cases the software, that keeps them productive. We don't lend our own money. We compare offers from 60+ lending sources, explain the options in clear terms, and help you choose a structure that matches how long you'll actually use the equipment.
Technology and Software Equipment We Help Finance
From a single office upgrade to a new server room, these are the categories our technology clients ask about most.
Computers and Printers
Laptops, desktops, workstations, and copiers for a smooth office refresh.
Servers and Cloud Infrastructure
Rack servers, storage arrays, and private cloud hardware for growing workloads.
Data Center Infrastructure
Cabinets, raised floors, cooling, and UPS power for server rooms and data centers.
Networking Equipment
Switches, routers, firewalls, and wireless access points for fast, secure networks.
Backup and Disaster Recovery
Backup appliances, replication, and generators that keep your business running.
Cybersecurity Software
Endpoint, monitoring, email, and identity tools to protect your business.
Business Software
SaaS, CRM, ERP, and virtualization software, with options that vary by lender.
CAD and CAM Software
CAD and CAM seats, design workstations, and plotters for engineers and makers.
VoIP and PBX Phone Systems
VoIP and PBX systems, desk phones, and headsets for clear business calls.
AV and Video Conferencing
Meeting room video, interactive whiteboards, displays, and presentation gear.
Electronics Test Equipment
Oscilloscopes, signal generators, simulators, and dev kits for engineering labs.
Card Access and Security
Card readers, door controllers, visitor management, and cameras for safer sites.
How Technology and Software Financing Works
We built the process to be as quick as the tech you're buying.
Apply in minutes.
Complete one short online application. We use a soft credit pull only, so checking your options won't affect your credit score.
We compare 60+ lending sources.
We match your business, your quote, and your goals with lenders that understand technology purchases. Submitting your application authorizes us to submit it to those lenders within our network on your behalf.
You choose.
We put the offers side by side and walk through the tradeoffs, such as owning the gear outright versus leasing it with an upgrade path.
Your project gets funded.
After you sign, the lender typically pays your vendor or reseller directly, and your team can schedule delivery, imaging, and deployment.
Funding runs from $10K to $5MM+, so the same process works for a handful of laptops or a full data center buildout.
Why Technology Buyers Choose MissionFund
Hardware and software together.
Depending on the lender, a quote that mixes hardware, licenses, and professional services can often be financed as one package. Software only deals depend heavily on the lender, and we'll tell you plainly which ones will consider them.
Upgrade friendly structures.
Lease options can line up with your refresh cycle so you aren't stuck owning outdated gear.
Built for MSPs and resellers too.
If you sell technology to your own clients, we can talk through financing for your internal infrastructure and projects you deliver.
Soft pull only.
We never run a hard credit pull during our process.
Veteran owned and transparent.
Applying is free, and we explain every option without jargon.
Financing Programs That Fit Technology Businesses
Technology loses value faster than most equipment, so the structure you pick matters more than usual.
Program Fair Market Value (FMV) Lease
Lower payments, then upgrade, keep leasing, buy at fair market value, or return it. It's a strong match for laptops, servers, and anything you expect to replace on a regular cycle.
Program Equipment Finance Agreement (EFA)
You own the equipment from day one and make fixed payments. It suits gear you plan to run for its full useful life, like racks, cabling, cooling, and test instruments.
Program $1 Buyout Lease
Lease payments, then own it for one dollar at the end. Many firms use it for phone systems, AV rooms, and access control that stay in place for a long time.
Program Business Line of Credit
Draw what you need, when you need it. It's handy for smaller license renewals, replacement parts, and surprise hardware failures.
You can compare every structure on our financing programs page.
Startups and Growing Businesses
Launching a software company, a new MSP, or a design studio? Equipment financing is available from day one, so a young business can still put computers, servers, and network gear in place before revenue ramps up. Lenders will look closely at your personal credit and background, and a solid track record in IT or engineering can help.
Once you've been in business at least one year, working capital can help cover payroll, hosting bills, and customer onboarding costs, and a business line of credit gives you a cushion for uneven project billing. For bigger moves like buying an office building, acquiring another firm, or a major expansion, SBA loans up to $5MM may fit.
What You'll Need to Apply
For most requests under $150K, lenders can often approve a technology purchase based on the application alone. For larger projects, recent financial statements or business bank statements can strengthen the deal and support higher amounts.
When it's time to fund, many deals can finalize with just your driver's license and the invoice or quote from your vendor. If your quote includes software, services, or subscriptions, send the full quote so we can see how each line is described, since that affects which lenders will finance it.
Frequently Asked Questions
Still have a question?
Talk to a real person. We're happy to walk you through your options.
Can I finance software, or only hardware?
It depends on the lender. Some lenders finance software licenses and SaaS subscriptions, especially when they're bundled with hardware on one quote, while others only finance physical equipment. We'll tell you which lenders in our network are open to your specific software before you commit.
Is leasing smart for technology that goes out of date quickly?
Often, yes. A Fair Market Value lease keeps payments lower and gives you the option to return or upgrade the gear at the end, which lines up well with a regular refresh cycle. If you plan to run equipment for its whole life, owning it with an EFA may make more sense.
Do you work with managed service providers?
Yes. MSPs often finance their own infrastructure, like servers, backup appliances, and security tools, and we can talk through how to structure projects you deliver to your clients. Share your plans and we'll point you toward lenders that understand that model.
Can installation and setup costs be included?
Depending on the lender, soft costs like configuration, cabling, imaging, data migration, training, and professional services can be rolled into the financing. We'll ask about those costs up front so your request covers the whole project.
Can I finance refurbished servers or computers?
Sometimes. Some lenders will finance refurbished technology from an established reseller with a clear invoice and warranty, while others prefer new gear. The age and source of the equipment affect which lenders will consider the deal.
Does checking my options affect my credit?
No. We use a soft credit pull only, which doesn't affect your credit score, and we never do a hard pull during our process.
Get started
See what your business qualifies for.
Applying is free, takes just a few minutes, and uses a soft credit pull only.
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