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Healthcare and Medical

PET and SPECT Scanner Financing

Nuclear medicine is a specialized corner of imaging, and the equipment reflects it. Oncology groups, cardiology practices, and outpatient imaging centers use PET and SPECT systems to see how the body functions, not just how it looks. These systems come with licensing, radiation safety requirements, and a hot lab to prepare and store radioactive materials, all of which shape the cost of getting started.

MissionFund helps you finance the scanner and the supporting equipment together. We check your options with a soft credit pull and compare 60+ lending sources, including lenders familiar with large, specialized imaging projects.

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Programs that fitFMV LeaseEFASBA Loans

Nuclear Imaging Equipment We Help You Finance

  • 01

    PET/CT

    A PET/CT combines a positron emission tomography scanner with a CT in one gantry, so functional and anatomical images line up in a single exam. Oncology and neurology referrals drive most PET/CT volume. When comparing systems, look at the axial field of view, detector technology, time of flight capability, and the CT slice count built into the unit. Reconstruction software and scan time affect how many patients you can fit into a day. Refurbished PET/CT systems can lower the entry cost for independent centers and are regularly financed.

  • 02

    SPECT

    A single photon emission computed tomography camera, often called a gamma camera, rotates around the patient to create images from injected tracers. Cardiology practices use dedicated SPECT cameras for myocardial perfusion studies, and general nuclear medicine departments use dual head cameras for bone, thyroid, and other scans. Consider whether you need a general purpose or cardiac focused camera, patient table capacity, and the processing workstation. Used SPECT cameras are widely available and a common way for cardiology groups to bring nuclear studies in house.

  • 03

    SPECT/CT

    SPECT/CT adds a CT scanner to a SPECT camera so the functional image can be mapped onto anatomy and corrected for attenuation. It takes more space and site work than a standalone camera but can broaden the studies you offer. Compare the CT component, which ranges from low power localization units to full diagnostic scanners. Ask about software for fusion and quantitative analysis, and check whether your existing room can handle the shielding and weight.

  • 04

    Hot Lab Equipment

    The hot lab is where your team receives, prepares, and measures radiopharmaceuticals. Typical equipment includes dose calibrators, lead lined fume hoods and dispensing stations, L block shields, syringe shields, survey meters, well counters, and waste storage. Quality equipment helps your team follow radiation safety rules and your license requirements. Many centers buy the hot lab as a package with the scanner, and lenders often finance it on the same agreement.

Why Finance PET and SPECT Equipment Instead of Paying Cash

Nuclear imaging projects combine a costly scanner with shielding, licensing, and specialized staff. Financing lets you spread that investment while referral volume builds, so your cash stays available for technologists, radiopharmaceutical supply, and accreditation costs.

It also keeps your credit lines open for other needs and can make it easier to upgrade detector technology later. Equipment purchases may qualify for Section 179 deductions; check with your tax professional.

What Your Financing Can Include

Depending on the lender, your financing can cover:

  • Room shielding, construction, and floor reinforcement
  • Hot lab build out, including hoods and lead storage
  • Rigging, delivery, and installation
  • Processing workstations and analysis software
  • Cardiac stress systems used alongside SPECT
  • Applications training for technologists

Programs That Work Well for PET and SPECT

  • Program

    Fair Market Value (FMV) Lease

    Lower payments, then upgrade, keep leasing, buy at fair market value, or return it, a fit for detector technology that keeps improving.

  • Program

    SBA Loans

    Government backed loans up to $5MM for larger projects, such as opening a new nuclear imaging center.

New Business or Established, We Can Help

Startups can pursue equipment financing from day one, and lenders will look closely at your team's experience and referral plans. Established groups can add a modality or replace an older camera. Visit our healthcare and medical financing page or compare CT scanner financing.

What You'll Need

A standalone SPECT camera or hot lab package may fall under $150K and can often be approved on the application alone. PET/CT and SPECT/CT projects usually call for financial statements and tax returns. At funding, a driver's license and the equipment invoice often complete the file.

Frequently Asked Questions

Still have a question?

Talk to a real person. We're happy to walk you through your options.

Can I finance a refurbished PET/CT?

Yes, many lenders finance refurbished PET/CT systems from established vendors. They'll want to know the age of the system, its service history, and the support included.

Is hot lab equipment financed separately?

It doesn't have to be. When the hot lab equipment appears on the same quote as your scanner, lenders often include it on one agreement.

Do I need my radioactive materials license before applying?

You can start the financing conversation early. Lenders may ask about your licensing status and timeline, so it helps to share where you are in the process.

Can a cardiology practice finance a dedicated cardiac SPECT camera?

Yes. Dedicated cardiac cameras are a common request, and they can often be financed with the stress testing equipment used in the same room.

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