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Industrial and Construction

Forklift Financing

Every pallet that comes through your dock, every bundle of steel that hits your saw, and every load of trusses that goes up to a second floor depends on a lift truck. When a forklift goes down, orders back up fast. When you don't have enough of them, your team waits around instead of moving product.

Financing lets you add or replace trucks when the work calls for it rather than when your bank balance allows. MissionFund compares more than 60 lending sources to help warehouses, distributors, manufacturers, lumberyards, and contractors find a structure that fits how hard they run their fleet.

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Programs that fit$1 Buyout LeaseFMV LeaseEFA

Forklifts We Help You Finance

  • 01

    Electric Forklifts

    Electric counterbalance forklifts are the go to choice for indoor warehouses, food plants, and anywhere exhaust fumes are a problem. They run quiet, cost less to fuel, and have fewer engine parts to maintain. The big decision is power: traditional lead acid batteries need a charging room and watering, while lithium ion packs support opportunity charging and multi shift work without battery swaps. Factor chargers, battery size, and your shift schedule into the quote. Used electric trucks can be a bargain, but have the battery tested, since a tired battery can cost a big share of the truck's value to replace.

  • 02

    Propane Forklifts

    Propane, or LP, forklifts are common in lumberyards, building supply yards, and plants that move loads both inside and out. Swapping a cylinder takes minutes, so they suit busy multi shift operations that can't wait on a charger. Look at lift capacity, mast height, tire type (cushion for smooth floors, pneumatic for gravel and yard work), and emissions controls if you'll run indoors. Well maintained used LP trucks with documented hours are widely available and often finance easily.

  • 03

    Reach Trucks

    Reach trucks are narrow aisle electric lifts that extend the forks forward to pick and put away pallets high in the rack. Third party logistics providers, cold storage operators, and ecommerce warehouses use them to pack more storage into the same building. When you shop, match lift height and residual capacity at full height to your racking, and ask about freezer packages if you run cold rooms. Because reach trucks rely on sophisticated controls, many buyers prefer new or certified refurbished units with a warranty.

  • 04

    Telehandlers

    Telehandlers, also called telescopic forklifts or reach forklifts, combine a boom with forks or other attachments. Framers, masons, roofers, and general contractors use them to set materials on upper floors, and farms and landscape supply yards use them for bulk handling. Compare maximum lift height, forward reach, capacity at full extension, and the attachments you'll need, such as buckets, truss booms, or work platforms. Rental fleets sell off used telehandlers regularly, so there's a healthy used market with clear hour meter history.

Why Finance Forklifts Instead of Paying Cash

Lift trucks support revenue every hour your doors are open, so matching their cost to the work they do makes sense. Financing keeps cash available for inventory, labor, and peak season surges.

It also keeps your line of credit free for emergencies. And when you finance, you can retire old trucks with rising repair bills sooner, which can cut downtime and maintenance headaches. Many equipment purchases may qualify for Section 179 deductions; check with your tax professional for details.

What Your Financing Can Include

Depending on the lender, your forklift financing can cover:

  • Batteries, chargers, and battery watering or changing systems
  • Attachments like side shifters, fork positioners, clamps, and rotators
  • Telehandler buckets, jibs, and truss booms
  • Blue spot lights, cameras, and other safety accessories
  • Fleet telematics and operator access systems
  • Delivery and operator training

Programs That Work Well for Forklifts

  • Program

    $1 Buyout Lease

    Make lease payments and own the truck for one dollar at the end, a good fit for rugged propane trucks and telehandlers you'll keep for the long haul.

  • Program

    Fair Market Value (FMV) Lease

    Lower payments and the choice to upgrade or return the truck, which works well for high use electric fleets where battery technology keeps improving.

New Business or Established, We Can Help

Starting a distribution business or opening a new warehouse? Equipment financing is available from day one for startups, so you can get your first trucks on the floor from the start. Growing operations can add units as volume grows. Explore our full industrial and construction financing options, including warehouse storage and loading dock equipment.

What You'll Need

For requests under $150K, which covers most single forklift and small fleet purchases, lenders can often approve you on the application alone. Bigger fleet deals may benefit from financial statements. At funding, you'll often need just a driver's license and the invoice.

Frequently Asked Questions

Still have a question?

Talk to a real person. We're happy to walk you through your options.

Can I finance a used forklift?

Yes. Many lenders finance used forklifts from equipment sellers, rental fleets, and auctions. Share the make, model, hours, and fuel type when you apply so we can match you with the right lending sources.

Should I choose electric or propane?

It depends on where and how you run. Electric trucks shine indoors and in clean environments, while propane handles mixed indoor and outdoor work and quick refueling. You can finance either, and many shops run a mix.

Can I finance a battery or charger by itself?

Often, yes. Some lenders will finance lithium ion conversions, replacement batteries, and chargers as a standalone purchase, especially when they extend the life of trucks you already own.

Can I finance several forklifts at once?

Yes. Many lenders will bundle multiple trucks, chargers, and attachments into one agreement, which keeps your paperwork simple.

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